Investment Deposit Account
Accounts

Investment Deposit Account

Invest your funds with ADIB for a fixed period of time, and enjoy a higher expected profit rate and flexible investment periods!

Key Benefits

  • icon A Higher Expected Profit Rate
  • icon Flexible Investment Period
  • icon Reinvestment
  • icon Financing Option
Profits

A Higher Expected Profit Rate

A Higher Expected Profit Rate

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A higher profit rate is expected for ADIB Recurring Investment Account holders (compared to a regular Savings Account)

Flexible Investment Period

Flexible Investment Period

Flexible Investment Period

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You can choose to invest with us and claim profits every one, three, six, nine or twelve months.

Reinvestment

Reinvestment

Reinvestment

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Upon completion of the investment period, the amount is reinvested and you can choose to either transfer the distributed profit to an account specified by you or add up the distributed profits and the actual amount and invest it again.

Financing Option

Financing Option

Financing Option

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You can avail of any ADIB financing option equivalent to the amount you have invested with us.

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How is this Shari'a compliant?

This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.

Documents you'll need

  • Original passport (for UAE nationals & Residents). For joint account holders, both parties must submit their original documents.
  • Valid Emirates ID (for UAE Nationals & Residents)
  • A minimum fixed investment of AED 10,000/- is required.
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Important Information

Important Information

Profit Rates

Profit Rates
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Profit Rates

Time Deposit Rates For Each Tier

Customer Profit Rate For November 2024

For AED & USD

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%

For EUR

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%

For GBP

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%

For CHF

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%

For CAD

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%

For JPY

Tier 10 K - 250 K 250 K - 1 M 1 M - 5 M 5 M - 10 M > 10 M
1 Month 0.62% 0.62% 0.62% 0.62% 0.65%
3 Month 0.64% 0.64% 0.64% 0.64% 0.68%
6 Month 0.66% 0.66% 0.66% 0.66% 0.75%
9 Month 0.69% 0.69% 0.69% 0.69% 0.79%
12 Month 0.74% 0.74% 0.74% 0.74% 0.84%
  • Above are the actual profit distribution rates for November 2024. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB's Banking Services Agreement.

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